Dental payment calculator: enter the total, see the monthly amount
Two ways to pay: by treatment stage at the clinic, or a linked credit card over 6 to 12 months. The calculator is an estimate, not a credit offer.
Updated 5 Oct 2026
Worked examples
| Total | Clinic: 30% down, 12 months | Card at 0%: 12 months |
|---|---|---|
| 10,000,000 VND | 3,000,000 VND + 12 × 584,000 VND | 12 × 834,000 VND |
| 20,000,000 VND | 6,000,000 VND + 12 × 1,167,000 VND | 12 × 1,667,000 VND |
| 45,000,000 VND | 13,500,000 VND + 12 × 2,625,000 VND | 12 × 3,750,000 VND |
| 85,000,000 VND | 25,500,000 VND + 12 × 4,959,000 VND | 12 × 7,084,000 VND |
The calculator above estimates the monthly amount for a total you type in. It does not know the price of your treatment: that total exists only after the dentist’s exam and a written quote. If your browser does not run the calculator, the page shows a table of worked examples for totals of 10, 20, 45 and 85 million VND.
An estimate, not a credit offer. The bank or finance company sets interest, fees and limits.
Two ways to pay
Both apply to treatment of 10,000,000 VND or more, such as braces or dental implants. Starting prices for each service, with what is not included, are on the price list.
| Staged payment at the clinic | Linked credit card | |
|---|---|---|
| Paid up front | 30% when you agree to the plan | Set by the bank; the calculator assumes 0% |
| The rest | Equal parts by treatment stage, up to 12 months | Over 6, 9 or 12 months |
| Interest | None | 0% if the bank approves under its programme |
| Fees | No application fee | Any conversion fee is set by the bank; the clinic adds none |
| Who decides | The clinic, written into the treatment plan | The bank that issued the card |
The clinic does not name any bank as a partner. For a single visit or a short procedure, you pay by bank transfer or card at the front desk.
What to ask your bank
Before converting a payment into card instalments, call your bank and ask:
- Can this amount be converted to 0% instalments on my card, and over which terms?
- Is there a conversion fee, an application fee or loan insurance? How much is each?
- If I pay one instalment late, how are fees and interest charged?
- Is my remaining card limit enough for the whole amount?
- Is there a fee if I want to settle early?
These fee types (application fee, loan insurance, conversion fee, late fee) are also the ones Medpro tells readers to ask about in its article on paying for braces in instalments, read on 5 October 2026. If your card is issued outside Vietnam, ask your own bank whether it offers instalments on a payment made in Vietnam, and on what terms.
Before you decide
Ask the dentist what is and is not included in the quote, so the total you type into the calculator is the right one. How deposits for procedures work, and the cancellation terms, are on the booking terms page. The article on braces payment plans says more about “0% interest” and the fees people tend to miss.